Accelerating Debt RepaymentYoung families often prioritise paying down debt to achieve financial freedom.
About Us
Retire Invest Canberra is proud to be a part of the RI Advice Group, a leading provider of financial advice in Australia since 1979. Since our establishment in 1995, we have become a trusted name in retirement planning, thanks to our dedicated team of professionals who thrive in this dynamic and ever-changing environment.
John Carberry
Senior Financial Adviser
CFP® FAAA, Dip FP, Dip Fin Markets (FIN)
Hi I'm John Carberry. I have worked in the financial services industry since 1974. Fifteen years of banking were followed by 6 years of financial planning in association with a large financial institution.
I joined Retire Invest in 1995, bringing considerable experience and skills useful in helping my clients attain financial security and growth.
Qualifications and ongoing education are important considerations for all financial advisers and something I take seriously. I hold the following qualifications:
Diploma in Financial Planning - Deakin University
Certified Financial Planner™ - Financial Planning Association of Australia (FPA) International Accreditation
Diploma in Financial Markets - Financial Services Institute of Australia (FINSIA) and an Accounting Diploma
With these qualifications and extensive experience, I am qualified to help clients achieve their financial goals and mostly I love what I do.
As a member of the FPA, I have maintained a high level of technical expertise by attending ongoing training. As a result, I can deal with current and future financial problems facing clients and with the most up-to-date solutions.
My particular area of interest is in retirement planning and aged care advice. Too many people take this for granted and think they can deal with retirement and aged care when it happens. Unfortunately, this can lead to a very poor outcome regarding your financial security and lifestyle. Early planning can help you lead the retirement and aged care lifestyle you deserve, and I can help with that.
*John Carberry is an Authorised Representative of RI Advice Group Pty Ltd AFSL 238429.
Authorised Representative Number: 265143
Adviser profile issue date: 1 October 2022
Jo Dacara
Administration and Client Services Manager
Jo is our dedicated Administration and Client Services Manager, with 5 years of invaluable experience. She excels in efficiently addressing client needs and plays a vital role in our administrative processes.
Jo is a self-starter and a quick thinker, making her an essential part of the Retire Invest Canberra team. Her skills are crucial in delivering high standard administration and client services, and we couldn't provide the level of service we do without her.
Her commitment to meet all client and business requirements and tasks is met with precision and efficiency. This ensures the delivery of high quality work that surpasses expectations.
We are confident our clients are in capable hands with Jo as she provides exceptional customer service and commitment.
Outside of work, Jo is a wife and a mum. She loves listening to podcasts and audiobooks, and watching interesting series and movies on Netflix.
What To Expect on the Retire Invest Canberra Retirement Journey
1
The First Meeting:
We Get to know you and your hopes, dreams, goals and objectives for retirement and discuss our advice services.
2
Fact Finding:
We learn your personal and financial goals and how to get there. This involves discussions around how much risk you are comfortable with, and we also discuss whether any family members should be part of our conversations.
3
Service Agreement:
We will issue our letter of engagement and discuss our costs. After this, we will come to a decision about which advice services you require our help with.
4
Research & Recommendations:
This is where we analyse all possible strategies and outcomes for you, investigate the best products for you, and recommend suitable products to help you meet your goals.
5
Presenting the Advice:
We will present you with our formal statement of advice (SoA), discuss any further product disclosure statements, and answer any remaining questions.
6
Implementing the Advice:
Once we obtain your permission to proceed, we will implement your personalised strategy and confirm that your financial plan is in place.
7
Ongoing Review:
We will continue to monitor your portfolio’s performance and consider new legislative opportunities or threats. Additionally, we like to touch base regularly as we know situations change, and we may need to consider your changing situations or circumstances and review your financial plan accordingly.
Our Clients
At Retire Invest Canberra, we understand that every individual has unique motivations for seeking financial advice. Here are some common goals and aspirations our clients share
Education and Future PlanningMany clients aim to provide their children with quality education by saving for private schools and potential tertiary education expenses.
Retirement DreamsPre-retirees approaching retirement envision travel adventures; some even plan to purchase a campervan for extended journeys.
At Retire Invest Canberra, we take pride in helping individuals achieve their unique financial goals, regardless of their life stage or aspirations.
Get expert financial guidance from trusted advisers. Contact us today at 02 6260 3232 for assistance.
